A simple web app to find partner airlines and transfer credit card points! — A few years ago I got into “the game” of credit card points and miles. I was amazed to see how one can travel so much for free with the strategic use of credit cards, even if they have moderate spending habits. Since then, I have written extensively about how…

Keep your sensitive financial data within your control. — After trying multiple different finance apps, such as Copilot, Rocket Money, and Mint, I finally gave up and built one that works for me. I built it with a minimal set of essential features, and data privacy at heart. When using third-party apps, you have to give others access to…

You don’t need to be a Blogger or YouTuber benefitting from referral links. — Instead of spending $4,000 on travel in 2023, I spent $0. Yes, all my travel this year has been funded by credit card points. Okay, that’s not 100% accurate. For a few flights and hotels I did have to pay taxes and fees, but the amount I had to pay…

Who doesn’t like free money? — High annual fee credit cards with great point multipliers and insane travel benefits that let you fly business class for free are not for everyone. It requires time, effort, and great discipline to make the system work. On the other hand, a simple Sign Up Bonus (SUB) with cash-back credit…

You can earn or lose $$$$ depending on your discipline and self-control. — Late last year I was introduced to the world of consumer credit cards. It was fascinating! I learned about different ways to get a 5% discount on almost everything I buy, rack up millions of points for free travel, get free travel insurance, phone insurance, and so much more! Growing…

Explore the beautiful Rockies through the lens of my iPhone 12. — I can’t point you to one single thing that made me fall in love with the Canadian Rockies. Maybe it’s the incredible turquoise lakes. Or the stunning waterfalls. Or maybe even the magnificent Grizzly bears or some of the best pizzas and burgers we had. Whatever it is, words or…

Keep your devices juiced up when traveling or going off the grid. — All of us love talking about new iPhones and Macbooks that come out every year. Every corner of our life today is filled with technology — smartphones, earbuds, headphones, smartwatches, laptops, computers, etc. Different devices solve different problems. However, there’s one thing that’s common across all devices — power. Every…

A new city, a fresh start, free travel, and a cup of Matcha Latte. Hi, 👋 folks! Welcome to the 7th edition of my monthly newsletter — Boba Train. Today’s drink of choice is no surprise — Starbucks Iced Matcha Tea Latte. Unlike the drink though, the city I am…

The danger of sharing location data, and how you can protect your privacy when on the go. — Data brokers around the world are willing to pay a fortune to get a hold of your priceless location data. Your location history can reveal a lot about you. If someone can use your location data to gain insights about your current location or typical movement pattern, they can either…